Terms
PolicyBridge is a lead and agent platform, not an insurance agency or carrier. It does not sell insurance, quote a policy, bind coverage, or underwrite anything. Agents and brokers on PolicyBridge are independent and licensed, and they are the ones who sell insurance to clients.
First come, first served. Leads are people literally looking for life insurance — no cold-calling. Agents sell only where licensed. PolicyBridge takes 20% of premium collected first; the remainder splits per the broker/agent's own agreement. Terms should get an attorney review before public launch.
Honest limits: texts and carrier packets are queued/prepared and sent in batches inside the platform until a live SMS provider (e.g. Twilio) and carrier channels are connected. Intro videos are hosted links, not files stored on the platform.