PolicyBridge

Request a quote

This is a request, not a binding quote. A licensed agent will call you back with real numbers.

First namePhoneEmailState

Coverage amount Type of policy Not sure what these mean? Term (years, term life only) Health in brief Tobacco use I agree to be contacted by text and phone by a licensed agent about my quote request.

Lead Board — first come, first served

A lead goes live only after the customer returns the questionnaire. First verified agent to claim it owns it exclusively. Claims are blocked if you are not licensed in that state, or you are Away / outside working hours.

Claim as agent (agent ID) Route by state (only show leads from my licensed states)

Agents & Brokers — join PolicyBridge

Sign up, pick Agent or Broker, list every state you are licensed in (Ohio first, then PA, WV, KY, IN, MI, plus any other state), add your intro video and carriers, and sign the Independent Agent Agreement online. You can claim leads only after your license is verified.

Full nameAgency EmailPhone Role

License numberNPN Licensed states (comma separated, e.g. OH, PA, IN) Intro video link (YouTube / Vimeo / Loom) Carriers you work with (comma separated)

Independent Agent Agreement v1.6

PolicyBridge Independent Agent Agreement (v1.6)
Parties and purpose: PolicyBridge is a lead and agent platform, not an insurance agency or carrier. It does not sell insurance, quote a policy, bind coverage, or underwrite anything. Agents and brokers on PolicyBridge are independent and licensed, and they are the ones who sell insurance to clients.
Split: PolicyBridge takes 20% of the PREMIUM COLLECTED, taken FIRST, before any broker/agent payout. The remaining 80% is split between broker and agent per their own agreement — PolicyBridge sets no 50/50 default. A Broker who sells keeps the whole remainder. Renewals run for the life of the policy.
Leads: first come, first served. The first verified agent to claim a lead owns it exclusively. Contact the client within 30 minutes.
Conduct: only sell where you are licensed. Do not cold-call — leads are people literally looking for life insurance.
Electronic signature: by typing your legal name below you agree to this agreement, including the split, conduct, and electronic-signature clauses. Attorney review is recommended before public launch.

I have read the full agreement above. Type your legal name to sign Drawn signature (type your name again if you cannot draw)

Agent directory

Payouts — 20% first, then broker / agent

Example: $200/month premium, paid 9 months upfront = $1,800 premium collected. PolicyBridge takes $360 (20%) FIRST. The remaining $1,440 is split between broker and agent per their own agreement — or the broker keeps the whole $1,440 if the broker made the sale. Renewals: $200/month, same split, for the life of the policy.

Owner payout

Jamie Ball (owner) — add bank / connect bank in the live platform. PolicyBridge only shows bank name and last 4; full numbers live with Stripe, never typed elsewhere on the site.

Owner bank nameOwner bank last 4

Record a sale

Lead IDAgent ID (seller)

Monthly premium ($)Months paid upfrontBroker split % of remainder (agent sales only — from your agreement)

Payouts

Terms

First come, first served. Leads are people literally looking for life insurance — no cold-calling. Agents sell only where licensed. PolicyBridge takes 20% of premium collected first; the remainder splits per the broker/agent's own agreement. Terms should get an attorney review before public launch.

Honest limits: texts and carrier packets are queued/prepared and sent in batches inside the platform until a live SMS provider (e.g. Twilio) and carrier channels are connected. Intro videos are hosted links, not files stored on the platform.

Life insurance quotes from a licensed agent